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  •  Tel: 251-476-3600
  •  Fax: 251-476-7958

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  3. Meet the Team

Meet the Team

Kent F. Krause, MBA, AIF

One of the many strong beliefs Kent F. Krause has is that pre-retirement planning is just as important as retirement planning. After nearly two decades in the financial services business, he understands that to be successful in retirement, individuals must begin planning before retirement. Pre-retirement planning begins by understanding clients’ needs during retirement.  A retirement plan should address both accumulation planning, as well as distribution planning. 

Kent is a partner in L & L Financial Services, LLP. He has a Master’s in Business Administration (MBA) from the University of South Alabama and a BA degree from the University of Maryland in government and politics. He is also an Accredited Investment Fiduciary (AIF) from the Center for Fiduciary Studies.

Before becoming a financial advisor, Kent spent over 22 years in the U.S. Coast Guard as an Officer working primarily in the Marine Safety field. Most notably, he spent 45 days in Valdez, Alaska, during the Exxon oil spill in 1989. He was the assistant to the On Scene Commander for the Prince William Sound cleanup.  As an Officer in the Coast Guard, he learned a great deal about leadership and communications, traits he now uses to help clients navigate and understand retirement planning concepts. Kent retired in 1997 as a Lieutenant Commander.
During his free time, Kent enjoys traveling with his wife Sandra, and their dog Riley, in their motorhome. Kent is a Certified Pistol Instructor and Range Safety Officer with the NRA. He’s also active as a servant leader at Christ United Methodist Church in Mobile, Alabama, has chaired its trustees and finance committees, and teaches Sunday School. In particular, he teaches a class on the Book of Revelation.
 

Calvin C. Nettles, AIF

Calvin serves as a managing director and a member of L & L Financial Services, LLP. He has been continuously engaged in the investment management business since 1997. His clients include high-net-worth individuals, profit-sharing and 401(k) plans, trusts and estates.

He was born in Mobile, Alabama, and has lived in Mobile for more than five decades. He graduated from The University of South Alabama in 1990 with a Bachelor of Arts degree in history.  

Prior to entering the investment management business, Calvin worked as a district executive with the Boy Scouts of America and a manufactures representative for General Electric. In 2007, he received the Accredited Investment Fiduciary (AIF) designation from the Center for Fiduciary Studies in association with the University of Pittsburgh's Joseph M. Katz Graduate School of Business.

Calvin is married to the former Olivia C. Riley of Tuscaloosa, Alabama, and they have one son, Riley. Calvin is a member of St. Luke’s Episcopal Church serving as a vestry member for the church, as well as a member of the board of trustees for St. Luke’s Episcopal School.
 

 

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316 Bel Air Boulevard
Mobile, Alabama
36606 United States

  •  Tel: 251-476-3600
  •  Fax: 251-476-7958
  • Kent Krause: kent@ll-financial.com
  • Calvin Nettles: calvin@ll-financial.com

L & L Financial Services, LLP is registered in the states of Alabama, Florida, Louisiana, Mississippi, and able to conduct advisory business in any other jurisdiction covered by the de minimus exemption.

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